Where To Buy Car Insurance In Maryland

Reader’s Question:
I should find time to shop for auto insurance here in Maryland since it seems like I am paying too much now. Can you please tell me the shopping options that I have when it comes to buying my auto insurance?
Gavin
Ellicott City, MD
There are a lot of shopping options available for you when it [...]

Who Is Liable For Damaged Caused By Stolen Car In Maryland

Reader’s Question:
It was just my bad luck that my vehicle got stolen here in Maryland, I soon found out that not only did the thief cause substantial damage to my car, he also caused some damages to properties and other vehicle, would I be liable and will my auto Insurance cover me for this?
Sandy
Frederick, MD
It [...]

Are Uninsured and Undersinsured Coverage Required In Maryland

Reader’s Question:
I just moved here in Maryland and I need to buy new auto insurance coverage. I came from a state that doesn’t require uninsured/underinsured motorist coverage. How about here in Maryland, are those types of coverage required?
Lawrence
Bethesda, MD
In the State of Maryland, it will be a requirement that you have uninsured/underinsured motorist coverage in [...]

Does Your Car Insurance Increase For Minor Violation?

Reader’s Question:
Would my car insurance rates here in Maryland, still increase even for minor traffic violations where the most that I got is a ticket?
Suzanne
Dundalk, MD
Although minor traffic violations themselves may not be enough to cause your insurance rates to significantly rise, accumulating traffic violations will and if this particular driving violation becomes one too [...]

How To Save On Senior Car Insurance

Reader’s Question:
Do you have any tips on how a part-time working, law-abiding, god-fearing senior citizen here in Baltimore, Maryland can save on car insurance expenses?
Angela
Baltimore, MD
There are a lot of people out there (especially the fast-aging baby boomer generation) who knows exactly how you feel when car insurance expenses suddenly begin to climb. Due to [...]

How To Get Discounts On Your Female Car Insurance

Reader’s Question:
My friends here in Maryland told me that females are given special considerations by car insurers. How can I avail discounts when I get my car insurance policy?
Donna
Towson, MD
Your friends there in Maryland seem to be familiar enough about the dynamics of car insurance. Yes, they are right females actually are lucky to have [...]

Get Higher Deductible For Cheaper Car Insurance

Reader’s Question:
This is the first time ever that I am shopping for my very own auto insurance here in Dundalk, Maryland. I was advised that I should get higher deductible to save money and that I may opt not to have collision coverage since I have an older car, what do these things mean?
Carolyn
Dundalk, MD
You [...]

How To Save On Your Car Insurance For Older Vehicle

Reader’s Question:
What money saving tips can you give me on my car insurance here in Maryland? I drive an old vehicle and although it still runs fine, it has seen better days. Thanks!
Manolo
Aspen Hill, MD
Even if you have an older vehicle you could still get savings towards your car insurance rates. You just have to [...]

Do You Get Discount If You Pay In Full With Your Car Insurance

Reader’s Question:
I’m used to having a straight payment for my car insurance here in Gaithersburg, Maryland. But due to a very tight budget, I may have to pay instalment plan once I renew my policy. Would that be advisable to do or do I really have to find a way to pay all at once [...]

Should I Exclude Drivers With Bad Driving Record In My Policy?

Reader’s Question:
My husband has recently gotten traffic violations here in Bowie, Maryland and I’m afraid its causing our car insurance expenses to go through the roof! Would it be a good idea to exclude him from our car insurance policy for the time being?
Luisa
Bowie, MD
Dear Luisa, you may be surprised to hear that there are [...]