Can You Drive Without Insurance In Maryland?
Reader’s Question:
I’m a new car owner and I haven’t registered my car and gotten insurance. Is it okay for me to drive here in Maryland without insurance?
Harvir
Baltimore, MD
Since you are a new car owner, you likely haven’t heard the phrase “liability insurance.” Auto liability insurance would provide coverage for any damage in which you are accountable for. Whichever reason you have for thinking about driving without insurance wherein it is required in Maryland, remember that the penalties related to it could end in the loss of your driving privileges and heavy fines. Hence, the affordable price to get it doesn’t make financial sense to drive with no auto liability insurance.
If you are buying auto liability coverage, it would always be a great idea to shop around and compare car insurance quotes. Like any other things, the price could differ from one insurer to another. Your age, where you live, driving history and credit score are things that are taken into account to determine your car insurance premium. You can work with an insurance agent who would find out information about your financial standing. This way, the agent can find out how much coverage you need to protect yourself. Also, you may talk about an umbrella policy for extra coverage. The price for this is typically minimal; however, it would be well worth the price in case your financial standing allows it.
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