Right from the start, my DUI lawyer here in Maryland has advised me that the state has a strong case against me so I’m thinking if we would still fight this. Anyway, I’m also thinking about the car insurance of my parents because I’m under their policy. Will their car insurance premiums increase because of my drunk driving charge?

Gauge

Gaithersburg, MD

Even if the state has a strong case against you on your DUI charge, your DUI lawyer Maryland can still be able to help you. You just have to make sure that the DUI lawyer Maryland defending you is very much experienced in handling such cases. About the car insurance of your parents, you have to understand that your DUI can affect their premiums since you are a named driver on their policy. All of the driving records of licensed drivers on a car insurance policy or in a household could influence the rates and also the decision of the car insurance company to cover the vehicle. Some traffic offenses could be a ground for a car insurance company to deny you for coverage or to ask you to pay high-risk car insurance.

If a driver has a poor driving record, he/she is considered to be higher risk to a car insurance carrier than a driver who has a good driving record; hence their premiums are typically higher. A DUI or any other serious traffic offense by one driver could have an effect on the entire car insurance policy. However, if the car insurance premiums of your parents rise because of your DUI, you can advise them to shop around for car insurance. By comparing different car insurance quotes, they can surely find an insurer that can offer a better rate.